Festival of Frugality #370

Welcome to the Festival of Frugality hosted at Money Life and More! Check out the posts below for some frugal info!

Debt Guru presents Best Financial Practices for an Organization and says “In the past month, I have slowly adjusted to working a new job at a non-profit. I am currently working in Operations for a small organization and so it means that I am in charge of any and all of the day-to-day items. This includes both website maintenance and also the finances. ”

Kyle presents 4 Ways Plow Your Way Out of Debt and says “If you find yourself deep in debt, you may feel hopeless, but know that you have the tools to get yourself out of debt and recover financially. Here are some steps to follow that can help you get out of debt quickly…”

MR presents Year End Investment Portfolio Analysis and says ” Read how well my accounts have done during these past 4 years with my Year End Portfolio Analysis calculation! Personally, I was pleasantly surprised!”

Don presents 5 Ways to Waste Money This Holiday Season and says “The holiday season is here again and the time has come to fly off to your favorite destination, do the things you have always dreamt of doing, see the places that you have dreamt of seeing, eat the foods that you have wanted to taste, meet interesting people you have never met before and maybe fall in love if you are still single.”

A Blinkin presents Where Will You Be When The Bond Bubble Bursts? and says “Over the last 30 years since about 1980, interest rates have declined steadily. The inverse relationship between interest rates and bond prices means that as interest rates fall, bond prices rise. This also means that as interest rates rise, bond prices fall.”

Wayne presents My New Years Resolutions and says “While some people may hate new years resolutions, I have come to enjoy them. In the past two years, my wife and I have accomplished a lot more because of resolutions or goals, if thats the term that you prefer to use. Most people associate resolutions with weight loss.”

Aloysa presents A Wacky Way to Create a New Career and says “Still, that game and reality show contestants are household names can help you launch a new career if you win big.”

Hank presents What Should You Do With Your Unwanted Gift Cards and says “What should you do with unwanted gift cards? there are several alternatives that you can use to get rid of those unwanted gift cards and either earn cash or exchange them for gift cards that you do want.”

Jen presents Potentially The Best Christmas Gift Ever: Mini Survival Kits and says “Usually for Christmas we buy presents for our household and for anybody that well be celebrating Christmas with. For example: last year, we went over to my parents house for Christmas dinner, so we got presents for each of them.”

Ryan presents When Can You Eliminate Private Mortgage Insurance? and says “Hate PMI, don’t know what it is? Read more on when you can eliminate it!”

Crystal presents Settling in at Home – Pictures as Promised and says “After some requests, here are some new photos of our house and some pictures of me as a Chick-Fil-A mascot cow.”

Sustainable PF presents Why Solar Power Rocks and says “Solar energy has become one of the most popular alternative methods for providing power to a home. ”

Ashley presents Tracking Your Spending Will Change Your Life and says “If I could close my eyes and make one change in everyone’s finances I know what it would be. It wouldn’t be to have everyone pay off their debt.”

Maria presents The Best of The Money Principle 2012 and says “Couple of days ago I was casually browsing the internet; one of these sessions when you have no purpose and keep your expectations low this way you wont be disappointed when most of what you come across ranges from the trivial to the absurd.”

Jon the Saver presents Should You Relocate to Find a Job? and says “There are some great reasons to relocate and some really really bad ones. Make the move wisely and lessen the burden on your finances.”

Suba presents Yes Virginia, You Can Change Your Own Oil and says “Perhaps it is just me, but it seems that a lot of us no longer do any type of maintenance on our own cars anymore especially us girls! If you have a vehicle and are strapped for cash, you can still care for your car well by handling a few fairly straightforward maintenance tasks yourself.”

Daisy presents Getting Back On Track With Goals and says “Having success in past years with my goals, this year I am going at my 2013 goals with new vigor.”

Daniel presents The Most Powerful Moves to Make With Your Money in Your 20s and says “Ah you got to love being in your 20s. Life is amazing. You can get away with anything…”

SFB presents 5 Cheap Ideas To Entertain Your Kids When School’s Out and says “When my kids are on school vacation, I tend to go a little insane. Thats why Ive got a list of cheap ideas for keeping them busy when schools out.”

Tushar presents Tips for Choosing High Yield Mutual Funds and says “If you are considering investing some cash in mutual funds, it makes sense that you’d want to invest in the best ones you can find. So called high yield funds are the best ones to look for, since they provide you with the opportunity to enjoy the highest possible yield you can.”

Eddie presents Are Money and Success the Same Thing? and says “No, money and success are not the same thing.People need to stop defining themselves by their money or what it can buy them. Money and success are not the same.”

PPlan presents Do you want to pay off your debt faster? and says “We currently have a little over $30,000 in student loans and a mortgage that sits at around $110,000 to pay for which we are working on eliminating.”

Mr.CBB presents Finances In The New Year + New Budget=Success Formula and says “The post is about using a budget and the steps involved to get one on the right track in the New Year.”

Christopher presents How To Sell on Craigslist and Do It Successfully and says “These tips will help you receive high bids and top dollars for the items that you sell on craigslist.”

Rachael presents Cloud of Poor Judgment and says “Some top tips on how to keep a level head in the New Year sales. Great ways to avoid over spending!”

Matt presents After Christmas Deals: Better than Black Friday and says “One of my favorite times to shop is the few days before and after Christmas. If you’re patient enough to wait until the last minute (or the minutes after), you can find some incredible deals.”

CF presents Leftover turkey recipe ideas and says “Wasted food is wasted money. Check out some easy, cheap and delicious ways to use up that extra holiday turkey.”

John S presents Will You Be Saving Money in 2013? and says “As we close on 2012 and look forward to 2013 it’s a better time than ever to look at how you’re doing in relation to saving money. What new ways are you going to be implementing to be saving money in this upcoming year?”

Miss T. presents How to Haggle for a Bargain and says “If you like saving money, haggling for a better price should become a habit for you, a habit that can easily save you thousands of dollars over the next 10 years.”

Little House presents Is Starbuck’s Worth the Wait? and says “As much as I love Starbucks coffee, waiting 20 or more minutes for my drink is becoming a little absurd. I’m not so sure it’s worth the wait anymore, especially now that I can get a similar drink at say, McDonalds or Dunkin Donuts.”

Girl Meets Debt presents Cheap Date Ideas and says “The ideas that I am going to suggest are not going to be new, earth-shaking creative, but I can promise that they are all going to be fun and might even impress your significant other for suggesting something that is easy on his (or her) pocket.”

Jeremy presents Cutting Recurring Costs to Save Money and says “Recurring monthly costs can add up quickly without you noticing. They can chip in to your income, leaving you with less to squirrel away for a rainy day!”

Glen Craig presents The Debt Movement – Pay Down Your Debt, An Interview With Jeff Rose and says “Are you in debt and fighting to get out of it? Consider The Debt Movement. I interview Jeff Rose, founder, about what The Debt Movement is all about.”

FMF presents Gym Memberships are Good Deals — If You Use Them! and says “Memberships are not all bad. If you actually use a membership, it can save you a great deal.”

Lily presents Simple Ways to Stay Out of Debt and says “There are easy ways to stay out of debt.”

Bob presents Ways to Make a Family Budget Work and says “It’s critical that a family uses a budget.”

Matt presents Conflict Mediation is the Answer and says “Is mediation a better choice?”

Katie presents The Economy is Not Too Weak for a Strong Reputation and says “You must learn how to adapt your business to fit the neds of today’s marketplace.”

Mr. Fixit presents Gaining Financial Momentum in the New Year: A Canadian View and says “Take a look at where you want to be this year, next year, even in twenty years; and start gaining financial momentum using some of these principles.”

Thanks for reading to the end and I hope you enjoyed some of these articles!